Skip To Main Content

Why Choose AIG for Financial Lines?

AIG Financial Lines products respond to the management exposures of public, private and non-profit companies including: directors and officers liability, employment practices liability, crime and dishonesty and fiduciary liability. In addition, we provide professional liability solutions that address errors and omissions liability exposures for a variety of industries and audiences.

AIG Financial Lines Solutions

Insurance protection for businesses against losses resulting from criminal or employee dishonesty exposures.

 

Crimeguard

Fidelity and Employee Dishonesty coverage, and seven additional optional coverages, depending on the exposure of the commercial entity.

Fiduciary Dishonesty

Coverage for pension plan administrator and fiduciary dishonesty.

Fidelity Bonds for Financial Institutions

Different bonds tailored to protect a broad range of financial institutions in the event of a loss of property or assests due to employee dishonesty, forgery, theft on premises, among other things.

Management Liability Insurance can reduce your cost and protect the assets of your company or organization.

 

Directors, Officers & Private Company Liability Insurance with Employment Practices & Securities Liability Coverage Private Edge℠

Covers directors, officers, the company, its employees, independent contractors, and leased employees. In addition to covering the directors and officers for wrongful acts in the exercise of their duties, this coverage is included for employment related violations (sexual harassment, discrimination, etc.).  Subject to evaluation to include by endorsement.

Directors, Officers and Corporate Liability Insurance for Initial Public Offerings

Designed for corporations making Initial Public Offerings (IPO).

Not-for Profit Protector℠

Covers directors, officers, the organization, the employees, committee members, volunteers, department heads, and faculty members of not-for-profit entities. Includes EPL – Employment Practices Liability. Also provides coverage for discrimination and sexual harassment brought by non-employees such as students, patients, suppliers, and customers. Covers allegations of copyright infringement, trademark, anti-trust claims, and plagiarism. Includes reimbursement of 100% of the retention in the event that a court of law finds that the insured is not liable.

Employment Practices Liability Insurance

Coverage responds to claims ranging from wrongful termination and discrimination to sexual harassment, retaliation, "whistle-blowing", and employment related libel, slander or invasion of privacy. Coverage extends to discrimination and harassment claims brought by customers, clients and other third parties.

Employee Benefit Plan Fiduciary Liability Insurance

Coverage for quaified and non-qualified fiduciaries or pension plan administrators, foreign or domestic, except ESOPs ("Employee Stock Ownership Plans"), and multi-employer plans.  In addition, it covers U.S. Dept. of Labor Investigations.

Investment Managers Liability Insurance

Covers the Investment Manager for his Professional Liability; and/or the Professional Liability of the Operation in relation to the management of Mutual Funds; and/or the Directors and Officers involved in the management of Mutual Funds; and/or the Professional Liability of Distributors of Funds.

Insurance solutions that address liability exposures faced by professionals in a variety of industries.

 

Financial Institution Professional Liability Insurance (Corporate Guard)

Covers losses arising from a claim initiated by a third party against the insured, resulting from professional negligence, errors or omissions in professional services rendered as a financial institution.

Insurance Company Professional Liability Insurance

Covers insurance companies for claimed damages resulting from errors and omissions as an insurance company.

Electronic Data Processors Professional Liability

A product for firms that develop, manage and service computer systems; including software and hardware.

Insurance Agents & Brokers Professional Liability

Covers Insurane Agents and Brokers for errors or omissions in their performance as a Insurance Agent, Insurance Broker or Insurance Consultant.

School Leaders Errors & Omissions

Designed to protect the school entity, its administration, management, board members, and others during the course of their duties for the school entity from claims arising out of any actual or alleged breach of duty, or errors and omission in their practice as school leaders. 

Miscellaneous Professional Liability

Covers the alleged, negligent errors and omissions for various types of professions such as property managers, management consultants, claims adjusters, bankruptcy trustees, benefit plan administrators, marketing consultants, public relations consultants, third party administrators, and others.

Pharmacists Professional Liability

Provides coverage for claims made against Professional for an act, error or omission solely in the performance of a Pharmacist.

Real Estate Agents/Brokers Professional Liability

Provides coverage to Real Estate Agents and Brokers in case of claim due to negligent act, errors or omissions solety in their performance as Real Estate Agent or Broker.

Travel Agents Professional Liability

Provides coverage for claims filed against Travel Agents for errors and omissions that result in financial losses to their travel clients, as part of their performance as Travel Agent.  

Mortgage Bankers Professional Liability Insurance

Covers mortgage banks for claimed damages resulting from errors and omissions in rendering mortgage-related services.

Accountants Professional Liability

Errors and omissions coverage that protects accountants, accounting firms and its partners, directors and employees, from claims arising out of accounting services as an Accountant, trustee of any inter vivo or testamentary trust or as an executor of an estate.

Temporary Help Service Errors and Omissions Policy

Designed to provide coverage to both temporary and permanent placement agencies when they provide the service to others for a fee with the intent of supplying a client with a temporary employee.

CyberEdge

CyberEdge is designed to respond to a variety of cyber risk exposures not covered under conventional casualty products, such as the unauthorized disclosure of confidential information. CyberEdge covers the obvious and less obvious consequences of cyber risks, enabling companies to continue their day-to day business.

Lawyers Professional Liability

Provide coverage for Lawyers for claims arising out of an act, error or omission in rendering or failing to render professional service including Insured’s capacity as a lawyer, Fiduciary or notary public.

Multimedia Professional Liability

Covers charges for libel, slander, infliction of emotional distress, trade libel, product disparagement, invasion of privacy claims against the media, commercial appropriation of a name or likeness, intellectual property violations, including copyright infringement, plagiarism, misappropriation of ideas under implied contract, and others. We can offer this product to newspaper and magazine publishers, book and directory publishers, music publishers, publishers and producers of plays, screen plays and film scripts, videotape production companies, electronic publishing services, television and radio stations, motion picture companies, and cable and satellite broadcasters.

Psychologists Professional Liability

Provides coverage for claims arising out of the performance of professional services for others in the Insured’s profession as a Psychologist including negligent acts, errors or omissions of the Insured as a member of a formal accreditation or professional review board of a hospital or professional society or professional licensing board.

Social Workers Professional Liability

Provides coverage for an individual, partnership, corporation, partner, director, trustee, officer or employee for act, error or omission solely in the performance of professional services for others for a fee as a Social Worker, including but not limited to professional services as a member of a formal accreditation or professional review board of a hospital or professional society or professional licensing board.