Product Recall

Product Recall

AIG’s Contaminated Product Insurance (CPI) policy is designed to protect companies against the financial loss caused by a product contamination, whether accidental or malicious. This product is designed mostly to insure food and beverage industries, in the following categories, regardless of their size or annual revenue, provided they meet certain minimum underwriting criteria.

  • Importers
  • Manufacturers
  • Private Label owners
  • Contract Manufacturers
  • Distributors and Retailers

Our Contaminated Product Recall Insurance can help manage the effects of product recall through the key expenses coverage that gives you the protection you need.  Also, ur consulting services by experiences public relators (recognized worldwide) will guide you through the first and most critical weeks after the product recall. 


We provide coverage for the following incidents:

Accidental Contamination

Accidental contamination of an insured product resulting from production, preparation, manufacture, packaging or distribution and that could cause physiological injuries, damage to property or adverse advertising of your brand.

Malicious Alteration of Product

Intentional, malicious or illegal alteration of your insured product.

Threat or Extortion

A threat sent to the insured by extortion mode to commit a malicious alteration to your product with the purpose to obtain money, property or services.


  • Recall costs
  • Replacemet costs
  • Redistribution costs
  • Business Interruption
  • Recuperation expenses
  • Extortion costs
  • Consulting Costs



Local expertise

AIG has the largest specialized CPI underwriting team in the world, combining global expertise with a local perspective on the risks facing the food and beverage industry. AIG offers world class coverage delivered in local language forms, adapted to each market.

Dedicated claims team

AIG has outstanding underwriting expertise, best in class loss prevention, and a highly experienced, dedicated claims team.

Exclusive best in class crisis management support

AIG clients have 24/7 exclusive access to a worldwide network of top class crisis management consultants. AIG clients have direct access to leading food safety, security and public relations consultants to help them make the best decision in managing a contamination event.